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The real estate market is currently experiencing a period of unprecedented growth, with buyer eagerly competing for a limited inventory of available properties. Construction new homes has struggled to keep up to this heightened interest , leading to higher prices and extended waiting times for potential homeowners. Contributing elements such as

The global financial landscape remains dynamic, prompting intense discussion about strategies to mitigate future crises. Stricter lending practices, characterized by increased scrutiny of borrowers and demanding loan conditions, have been proposed as a potential solution. Proponents argue that such measures can limit excessive risk-taking by fin